Author and editor
Musa Tariq
Writes and checks every guide on Punjab Public Guide. Also runs DLIMS Online.
About Musa Tariq
Musa Tariq is the author and editor of Punjab Public Guide. He researches each Punjab scheme on its official portal, writes the guide in simple, clear language, takes the dated screenshots and phone reels you see on each page, and re-checks open schemes every week. His aim is simple: a student, farmer or shopkeeper should be able to understand a scheme in a few minutes, know whether it is really open, and apply on the real website without paying an agent.
He also runs DLIMS Online (dlimsonline.pk), an independent website about driving licences and traffic rules in Punjab. On that site he explains learner licences, juvenile driving permits, licence fees, renewals and e-challans, using official sources such as the DLIMS Punjab portal, Punjab Traffic Police announcements and government notifications. Both websites follow the same rule: start from the official source, say clearly what is not confirmed, and never pose as a government office.
How Musa checks a scheme
Every guide follows the same routine. Musa starts from the official portal or department page, never from another blog, and reads it in full. He opens the portal on a computer and on a phone, takes screenshots of each step, and notes the parts that confuse first-time applicants, such as file size limits or “record not found” messages. He then compares the official page with what news reports and social media claim, and labels anything he cannot confirm. Each guide ends with a dated list of the sources he read. When a reader reports an error, he checks it against the official source and updates the guide, as set out in our corrections policy and editorial policy.
Websites by Musa Tariq
The two websites cover different needs but often help the same families. A student applying for the CM Punjab E-Bike Scheme needs a driving licence or juvenile permit, and a motorcycle owner claiming the petrol subsidy needs a properly registered bike, so the guides link to each other where it genuinely helps. Neither site is connected to any government department, and neither takes applications, fees or personal documents. If someone contacts you claiming to work for either website and asks for money, do not pay, and let us know through the contact page.
Guides written by Musa Tariq
These are all the guides currently published on Punjab Public Guide. Each one shows its status, the official link and the date it was last verified, so you can see at a glance which schemes are open and which have closed. Federal programs that Punjab residents can join, such as the PM Laptop Scheme, are marked clearly. If a scheme you need is missing, you can suggest it through the contact page; we add a guide only after we have checked the scheme on an official source.
- PM Laptop Scheme (Chromebooks)
5 lakh free Chromebooks with internet devices for top Class 9 students of government schools and madrassas. Apply on the IBCC portal with your board record.
Applications open - CM Punjab Laptop Scheme
Core i7 laptops for Punjab-domiciled BS, MBBS, BDS, DVM and nursing students. Phase II applications are closed and laptops are being handed out division by division.
Applications closed - CM Punjab Honhaar Scholarship
100% tuition fee for Punjab-domiciled undergraduates in selected programs. Phase IV is open until 9 November 2026.
Applications open until 9 Nov - CM Punjab Asaan Karobar Finance
0% markup business loans from Rs 1M to Rs 30M (up to Rs 50M for exporters). For tax filers aged 25 to 55 with a business in Punjab.
Applications open - CM Punjab Asaan Karobar Card
Interest-free revolving credit up to Rs 1M on a digital business card. New registration has been stopped on the official portal.
Applications closed - Apni Chhat Apna Ghar
Interest-free loans up to Rs 1.5 million to build a house on your own plot, or add a room or floor. For PSER/NSER families with a PMT score of 60 or less.
Applications open - Punjab Socio-Economic Registry (PSER)
The household survey Punjab uses to decide who gets welfare help. Housing and other programs check it before they approve you.
Ongoing service - CM Punjab Green Tractor Scheme
Subsidy of Rs 0.75M (50 to 65 hp, 5+ acres) or Rs 1M (75 to 125 hp, 7+ acres) per tractor. Application form is live and the Phase IV ballot result is out.
Applications open - CM Punjab E-Bike Scheme
100,000 electric scooties for students aged 16+ with no down payment and 0% interest. Phase 2 applications closed on 4 October 2026.
Applications closed - Petrol Subsidy 9771 (PM Fuel Relief)
Rs 100 off per litre for bikes, rickshaws and cars up to 800cc. Register once by SMS to 9771, send TOK for a token, and show it at the pump.
Applications open - CM Punjab IT Internship Program
Four-month paid placements in IT companies at Rs 50,000 a month for unemployed Punjab graduates with 16 years of education in IT, business or related fields.
Applications open - PM Youth Business & Agriculture Loan
Federal loans for young entrepreneurs and farmers: up to Rs 0.5M at 0%, up to Rs 1.5M at 5% and up to Rs 7.5M at 7%, through 15 banks. Online applications only.
Applications open - Hunarmand Naujawan Parwaaz Card
Interest-free loans for Punjab residents with an overseas job offer, to cover visa, medical, air ticket and OEP fees. Apply online on parwaaz.psdf.org.pk.
Applications open - CM Punjab Free Solar Panel Scheme
Free solar systems for up to 100,000 households using 0 to 200 units a month, chosen by balloting. Registration closed; the last date was 5 January 2025.
Applications closed - BISP Benazir Kafaalat (8171)
Quarterly cash support for women of the poorest families, selected through the NSER survey and PMT score. Check eligibility by CNIC on 8171.bisp.gov.pk.
Ongoing service - BISP Benazir Taleemi Wazaif
Quarterly stipends of Rs 1,500 to Rs 4,000 per child for children of active Kafaalat families who stay in school, with a Rs 3,000 bonus for girls who finish primary.
Ongoing service - PM Youth Laptop Scheme (HEC)
Federal laptops for students of public sector universities, run with HEC. Registrations for the current phase are closed; status and warranty services stay online.
Applications closed - Apni Zameen Apna Ghar (Free Plots)
Free 3-marla residential plots for homeless Punjab residents who own no house or plot anywhere in Pakistan. Phase 1 covered 19 districts; ballot results are online.
Applications closed - CM Punjab E-Taxi Scheme
A Lahore pilot of 1,100 electric taxis on five-year interest-free loans, with the government paying part of the equity. The application window closed on 5 October 2025.
Applications closed - CM Punjab Minority Card
Quarterly aid of Rs 10,500 for low-income non-Muslim minority families in Punjab, applied for by the head of the family on mcard.punjab.gov.pk.
Applications open - PM Youth Skills Development Program (NAVTTC)
Federal skills training by NAVTTC in IT, construction, health care, hospitality and other trades, with online enrolment and NVQF-recognised certificates.
Applications open - What is a Chromebook?
Chromebook vs laptop in plain words, and what students can actually do with one.
- Domicile Certificate Punjab
Apply at an e-Khidmat Markaz or through the Maryam Ki Dastak app. Fee Rs 200, paid online. The Assistant Commissioner issues it within 16 working days.
Ongoing service - B-Form (Child Registration Certificate)
NADRA issues the B-Form at counters inside e-Khidmat Markaz. Both parents attend with original CNICs. Rs 50 for 10 working days, Rs 500 for 1 working day.
Ongoing service - Birth Certificate Punjab
Register within 60 days with Form A, CNICs, the hospital birth slip and the vaccination card. Fee Rs 200. The certificate arrives in 7 working days.
Ongoing service - e-Khidmat Markaz
Government one-window centres in 14 Punjab cities for CNIC, B-Form, domicile, certificates, vehicle and driving licence services, Monday to Saturday.
Ongoing service - Maryam Ki Dastak
Punjab’s one-window platform: apply for government services yourself online, or book a trained facilitator to come to your door. Helpline 1202.
Ongoing service - eBiz Punjab Portal
One portal for Punjab business registrations, licences, certificates and NOCs. Register with an email, apply, pay online and track. Helpline 1284.
Ongoing service - Maryam Ko Batayn 1000
The Punjab Government’s free 24/7 helpline 1000 and app for relief requests and complaints: ration, medical emergencies, assistive devices and more.
Ongoing service