CM Punjab E-Bike Scheme 2026: eligibility, guarantor rules and status

What the E-Bike Scheme offers

The official FAQ sets the price of each e-bike at PKR 199,000. The Government of Punjab pays a capital subsidy of Rs 90,000 per bike, and the remaining amount is financed by a bank over three years at 0% interest for the student. There is no down payment, and the monthly instalment is about Rs 3,000. The government also pays the insurance, registration and token tax, and every student gets a helmet and safety rods free.

The scheme’s stated aim is to make daily journeys to school, college and university cheaper and safer while cutting fuel use. A simple way to judge the offer is to add up what you now spend on rickshaw, bus or petrol in a month and compare it with an instalment of about Rs 3,000, remembering that an electric scooty needs charging but no petrol. Insurance and registration are already covered, so the instalment is the main monthly cost. The bike belongs to the student once all instalments are paid.

Eligibility criteria in Phase 2

Phase 2 widened the rules compared with the first phase. The portal lists these requirements for the student, all of which had to be met on the day of applying:

• A bonafide student enrolled in an institution registered or recognised by the relevant Government of Punjab department, board or authority.
• Enrolled in either a public or a private institution.
• At least 16 years old when the application is submitted.
• A valid driving licence, learner’s permit or juvenile driving permit, as the law allows for your age.
• A valid CNIC, B-Form or Child Registration Certificate.
• Proof of student status: a valid student card or an official letter from the institution, plus the latest paid fee slip.

One group was excluded: students of federally chartered institutes and their campuses were not eligible, according to a note on the portal.

Need a licence or permit first? The licence rule stops many students, so sort it out before the next phase opens. Students aged 16 to 18 can read our author’s step-by-step guide to the juvenile driving permit in Punjab. Students aged 18 or older can start with a learner licence and then follow the bike driving licence guide. These guides are on DLIMS Online, a separate independent website run by the same author; official licence services are only on dlims.punjab.gov.pk.

Guarantor rules

Because the bike is financed by a bank over three years, every student needed a guarantor who promises to cover the instalments if the student cannot. The guarantor can be a parent, legal guardian or anyone else with income that the bank accepts. The portal lists these conditions for the guarantor:

• A valid CNIC.
• A verifiable, regular source of income of at least Rs 40,000 a month.
• A recent bank statement as proof of financial capacity.
• A mobile number registered in the guarantor’s own name. The number entered on the application must be the guarantor’s, not the student’s.

Many applications fail at this step, usually because the mobile SIM is registered to someone else or the bank statement does not show regular income. If a new phase opens, sort these out first.

E-scooty specifications

The portal publishes the technical details of the 2026 model. The bike is a light electric scooty meant for city and campus journeys, not for long highway trips. A top speed of 50 to 55 km/h is enough for most daily routes in Punjab cities, and the lithium iron phosphate (LiFePO4) battery is known for a long life and safer charging than older battery types. Before you rely on it for a long daily trip, ask about the real-world range in your area, which the portal does not state.

Current status and what happens next

The portal’s home page shows “Last Date to Apply: October 4, 2026”, so Phase 2 is closed to new applicants.

Note that an older overview page on the Punjab Portal still describes the first phase rules: age 18 or older, students of HEC-recognised colleges and universities, and a start in five districts. Phase 2 on bikes.punjab.gov.pk replaced those rules with a lower age of 16 and wider institution coverage. If you read a guide quoting age 18, it is describing the first phase.

Other help for students and riders

If you missed this phase, there are other options. Motorcycle owners can check the petrol subsidy of Rs 100 per litre under the Punjab and federal relief packages. University students should look at the Honhaar Scholarship, which pays full tuition fee and is open until 9 November 2026. School students in Class 9 at government schools may qualify for a free Chromebook under the PM Laptop Scheme, which is open now.